Consumer advocates say buy now, pay later services like Afterpay and Affirm can be especially confusing for younger users and make it easy to get overextended (Sidney Fussell/Wired)

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Sidney Fussell / Wired:

Shopper advocates say purchase now, pay later companies like Afterpay and Affirm will be particularly complicated for youthful customers and make it simple to get overextended  —  Providers corresponding to Afterpay, Affirm, and Klarna are hovering in recognition and valuation.  However client advocates say they make it simple to get overextended.

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